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| Buying A California Vacation Home Got More Expensive
The Federal Housing Finance Agency (FHFA) has announced new upfront fees for second-home loans, which will make purchasing an investment property or a second home more expensive. Based on the loan-to-value ratio, the new fee increases for second-home loans will range between 1.125 percent and 3.875 percent. This is a step towards ensuring equitable and…
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| Texas Investment Property Program
and Community Affairs (TDHCA) offers the Housing Tax Credit (HTC) program as an option for low-income households looking for affordable rental housing. Funded by the U.S. Treasury Department and overseen by the Internal Revenue Service, this program provides equity financing for affordable housing through two types of tax credits: 9% Competitive and 4% Non-Competitive. Eligible…
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Florida Homebuyer Program
Are you looking to buy your first home in Florida? Congratulations! Purchasing a home is a big financial commitment, but the good news is that Florida offers a variety of programs to help first-time homebuyers. Florida Housing Programs’ Homebuyer Programs offer 30-year fixed-rate first mortgage loans to eligible first-time homebuyers through participating lenders and lending…
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Dallas Homes | Dallas Real Estate Program
: The Department of Housing Neighborhood Revitalization is committed to strengthening families and neighborhoods by creating and preserving safe, affordable housing and mitigating community member displacement. Through our Home Improvement Preservation Program (HIPP), we offer two programs: Major Home Rehabilitation and Home Reconstruction. These programs provide zero-interest forgivable loans to eligible homeowners for the purpose…
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Texas Veterans Housing Assistance Program
The Texas Veterans Housing Assistance Program, or VHAP, is designed to aid Texas Veterans and Military Members who are interested in buying a Texas Property. A low-interest loan can be obtained with no or little down payment. Loan amounts of up to $726.200 may be available with fixed-rate loans for 15, 20, 25 or 30-year…
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Miami-Dade County Home program
The Miami-Dade County HOME Program is an integral part of Miami-Dade’s commitment to providing affordable housing for low- and very-low income individuals in the county. This program is administered by Miami-Dade County government and provides financial and technical assistance to participating jurisdictions in order to expand and strengthen partnerships between local and state governments to…
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Florida First Time Homebuyer Program
Are you a first-time homebuyer in Florida? If so, you’re in luck! The State of Florida offers a Homebuyers Program, designed to help first-time homebuyers to purchase their dream home. The Homebuyers Program provides 30-year fixed rate first mortgage loans to first-time homebuyers through participating lenders and lending institutions throughout the State of Florida. Eligible…
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Jacksonville Multi-Family Housing Program
The Jacksonville Housing Finance Authority (the “Authority”) has an incredible program that helps provide financing for qualified multifamily housing developments. This program is designed to help support and promote the goals of the Authority, while also meeting the necessary requirements of federal and state law. The Program, referred to as the Jacksonville Multi-Family Housing Program,…
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Cheyenne Homeowner Housing Rehabilitation
Habitat for Humanity’s Homeowner Rehabilitation Program in Cheyenne is a great way for low-income homeowners to get their homes the repairs they need. The program provides financial assistance to eligible homeowners to complete necessary repairs to maintain their homes and keep them safe, secure and healthy. The repairs are coordinated by Habitat for Humanity and…
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Orange County Homes | Orange County Housing Market Quick Facts
The Orange County housing market has seen a cooling off trend after two years of a housing boom. Homes are selling closer to their asking price with less urgency, fewer multiple offers, and less competition among buyers. The median sold price of existing single-family homes in Orange County was $1,250,000 in March 2023, a 7.9%…
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Plano Homes | Plano First-Time Homebuyers Program
(FTHB) in Plano, Texas provides eligible low and moderate income households with down payment and closing costs assistance in the form of deferred payment loans. To be eligible, households must have not owned a home in the last three years, have a total household income of 80% or less of the area median income, be…
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College Station Downpayment Assistance Program
Are you a prospective homebuyer looking to purchase a property in College Station, Texas? If so, you may be interested in the College Station Downpayment Assistance Program. This program provides shared equity and gap financing up to 30% of the sales price, capped at $50,000. The amount of assistance is based on the borrower’s demonstrated…
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Plano Housing Rehabilitation Program
Plano Housing Rehabilitation Program program provides financial assistance for home rehabilitation, subject to availability and program funding. Eligibility for the program is based on income, with the property title required to be in the applicant’s name, current mortgage payment and property taxes up to date, and no delinquency on federal debts. The program is for…
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El Paso SFOO Program
The Department of Community and Human Development in El Paso offers assistance to homeowners who need repairs for their homes. To qualify for the SFOO Program, applicants must be El Paso residents who own and occupy their homes, and their gross annual household income must be below 80% of the median household income for the…
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Dallas Homebuyer Assistance Program (DHAP)
The Dallas Homebuyer Assistance Program (DHAP) is a program that provides financial assistance to low- and moderate-income homebuyers who are looking to purchase a home within Dallas city limits. The program is in accordance with federal, state, and local laws and regulations, and its goal is to provide homeownership opportunities to those who may not…
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El Paso Housing Finance Corporation Grant
El Paso residents looking to purchase a home may be eligible for grant money through the El Paso Housing Finance Corporation. The program is designed to make home buying more affordable by partnering with local mortgage lenders. Grants of up to 5% of the principal loan amount are available for eligible buyers within El Paso…
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Plano First Time Homebuyers Assistance and Educational Program (FTHB)
Are you a first-time homebuyer looking for assistance in purchasing a home in Plano, Texas? The Plano First Time Homebuyers Assistance and Educational Program (FTHB) may be able to help. Funded by HUD, the program offers down payment and closing costs assistance in the form of deferred payment loans. There are two funding options available:…